Mukhyamantri Solar Yojana: What a Household Should Know

What is the Mukhyamantri solar yojana?

When people search for "mukhyamantri solar yojana", they usually mean the central government scheme PM-Surya Ghar: Muft Bijli Yojana. It was approved with a total outlay of Rs.75,021 crore for installing rooftop solar and providing free electricity up to 300 units every month for one crore households. The scheme lets households apply for subsidy through the National Portal and select a suitable vendor for installing rooftop solar.

Some states also have their own chief minister solar schemes. The rules and subsidy amounts can differ. Always check the National Portal for the central scheme and your state DISCOM for any state-specific programme.

How much subsidy can you get?

The central scheme provides a central financial assistance (CFA) of 60% of system cost for 2 kW systems and 40% of additional system cost for systems between 2 to 3 kW capacity, capped at 3 kW. At current benchmark prices, this means Rs 30,000 subsidy for a 1 kW system, Rs 60,000 for a 2 kW system, and Rs 78,000 for a 3 kW system or higher.

So if you install a 3 kW system, you can claim up to Rs 78,000. The subsidy is paid directly to your bank account after the system is installed and inspected.

What does a system cost before subsidy?

A 2 kW home solar system in India has a starting price range, with installation, of ₹1,75,000 to ₹2,13,000. A 3 kW system starts between about Rs. 2.15 lakh and Rs. 2.47 lakh, with installation.

After subsidy, a 3 kW system could cost you roughly Rs. 1.37 lakh to Rs. 1.69 lakh, depending on the final price. But remember, these are starting prices; your actual quote may be higher based on roof type, inverter quality, and other factors.

How much electricity will you generate?

A 3 kW system will be able to generate more than 300 units a month on average for a household. That matches the free electricity limit under the scheme. If your monthly consumption is around 300 units, a 3 kW system can cover most of your bill.

Through this scheme, households will be able to save electricity bills as well as earn additional income through sale of surplus power to DISCOMs. Net metering allows you to export extra units to the grid and get credited on your bill.

How do you apply?

You apply through the National Portal. The process is simple:

1. Register on the portal with your details.
2. Fill in your electricity consumer number and roof details.
3. Select a vendor from the list of empanelled installers.
4. Pay the vendor after installation and inspection.
5. Submit your bank details for the subsidy.

With all credentials entered correctly on the National Portal, the average time taken in processing the CFA is around 15 days after the redemption request made by the consumer.

What about financing?

If you cannot pay the full amount upfront, collateral-free loans are available from nationalized banks at a concessional interest rate of repo-rate plus 50 bps, i.e., 5.75% per annum for the present, with a tenure of 10 years. This makes the monthly EMI manageable for many households.

Why install now?

The rise in demand is in line with the progression of summer conditions across the country, with electricity consumption witnessing a significant growth of 8.9% during the month of April 2026. Higher consumption means higher bills, and rooftop solar can offset that.

Get local quotes

Prices and subsidies vary by state and DISCOM. The best way to know your exact cost is to get quotes from local installers. They can assess your roof, suggest the right system size, and help with the subsidy application.

Common questions about the Mukhyamantri solar yojana

Is the Mukhyamantri solar yojana the same as PM-Surya Ghar?

In most cases, yes. Many people refer to the central scheme as the Mukhyamantri solar yojana, but the official name is PM-Surya Ghar: Muft Bijli Yojana. Some states have their own schemes with similar names, so check the National Portal for the central scheme and your state DISCOM for state-specific details.

Can I get a subsidy for a system larger than 3 kW?

The subsidy is capped at 3 kW. For systems larger than 3 kW, you get Rs 78,000, which is the subsidy for a 3 kW system. The additional capacity does not receive any central financial assistance.

How long does it take to get the subsidy?

With all credentials entered correctly on the National Portal, the average time taken in processing the CFA is around 15 days after the redemption request made by the consumer. The actual time may vary depending on your DISCOM and inspection schedule.

Do I need to pay the full amount upfront?

You can pay the full amount to the vendor after installation, or you can take a collateral-free loan from nationalized banks at a concessional interest rate of 5.75% per annum with a tenure of 10 years. The subsidy is credited to your bank account after the system is commissioned.

What if my state has its own solar scheme?

Some states offer additional subsidies on top of the central scheme. Check your state DISCOM's website or the National Portal for details. The central subsidy remains the same across India.